For Financial Aid Directors
The OBBBA School Impact Guide: Federal Aid Is Changing, Is Your School Ready?
The OBBBA reduces federal student borrowing across every program type. Schools that adapt keep their students enrolled. Schools that don't, lose them. Here's how to prepare.
The Enrollment Risk
440K+
Grad Students Affected
10-25%
Potential Enrollment Drop
4,000+
Schools Impacted
What the OBBBA Means for Your School
When students can't fund their education, they don't enroll. The OBBBA's reduction in federal borrowing limits means your financial aid packages will come up short for a significant portion of your student body.
Graduate programs are hit hardest, with Grad PLUS eliminated, students who relied on federal funding for 60-80% of their costs need immediate alternatives. Schools without private lending partnerships will lose these students to institutions that have them.
The LoanAmerica® Solution for Schools
LoanAmerica® partners with schools to offer loan products that fill every gap the OBBBA creates. Our Credential Score model considers program outcomes alongside the borrower, expanding access while keeping lending disciplined.
Onboarding is straightforward, and your financial aid office works with a dedicated point of contact throughout. Students apply directly, and funds are disbursed to the bursar once a loan is approved.
Credential Score: A Broader View of Who Gets Funded
LoanAmerica®'s Credential Score model considers program outcomes alongside the individual borrower, so students at strong programs get a fair look even when a traditional credit review would stop short.
The result: a genuine partnership built around your programs, not just a vendor relationship.
LoanAmerica® Products for You
Frequently Asked Questions
Protect Your Enrollment Now That Federal Caps Are Live
Partner with LoanAmerica® to give your students a clear way to stay enrolled when federal aid falls short.