Cover the gap between federal aid and your
program cost.
When federal aid runs out before tuition is covered, the LoanAmerica® Tuition Loan bridges the gap. Up to $35,000. All credit profiles welcome through our partner-school underwriting model.
$35K Maximum
Up to $35,000 per academic year.
All Credit Profiles
Subprime to prime borrowers welcome. The Credential Score sees more than FICO.
Partner-School Underwriting
Partner schools certify and support each loan. That enables approvals others can't.
Clear Timeline
Decision in 24 to 48 hours. Funds disburse to your school in the next weekly cycle.
WHO THIS IS FOR
Built for the students federal aid leaves behind.
Vocational and trade school students
Welding, HVAC, aviation, allied health, and other career-focused programs.
Undergraduate gap funding
When federal aid, scholarships, and savings still leave a balance owed.
Programs without sufficient federal aid eligibility
Short-term and certificate programs where federal aid is limited or unavailable.
Returning students with limited credit history
Adult learners and career changers other lenders decline.
HOW IT WORKS
Four steps from application to disbursement.
Apply
Three minutes through the Loan Navigator.
Decision
24 to 48 hours with full terms.
Certify
Your school confirms the cost of attendance.
Disburse
Funds to the institution in the next weekly cycle after approval.
"Much of the market takes a narrow view of who qualifies. Working alongside the school, we can fund students whose program outcomes point to real earning potential."
LoanAmerica® Underwriting
Ready to bridge the gap?
Apply through the Loan Navigator or read the FAQ first.