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    Guides for the
    OBBBA era.

    Everything LoanAmerica has written about federal aid changes, vocational and trade financing, graduate programs, and how the private student lending market is being rebuilt around the OBBBA.

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    OBBBA Updates · 8 min

    OBBBA and Student Loans, Everything You Need to Know

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    Federal Aid Changes · 7 min

    Grad PLUS Loans Are Ending July 1

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    Loan Basics · 10 min

    Forbearance and Forgiveness Guide

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    OBBBA and Federal Aid Changes

    What the One Big Beautiful Bill Act changed about federal student lending as of July 2026.

    Trade School and Vocational Programs

    Financing pathways for vocational, trade, and certificate programs.

    Graduate and Professional

    Funding medical, law, and graduate programs after the elimination of Grad PLUS.

    How Loans Work

    Foundational guides on private student lending, repayment, and the application process.

    For Schools

    How financial aid offices partner with LoanAmerica.

    All articles

    Browse the full LoanAmerica blog. 17 articles on federal aid changes, financing pathways, and how private student lending works.

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    OBBBA Calculator

    Estimate the funding gap by program type. Direct Loan caps, federal aid changes, and what's left to bridge.

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    Private Student Loan Calculator

    Estimate monthly payment, total cost, and affordability across 5/10/15/20 year terms.