Graduate Financing
Private Student Loans for Graduate Students After Grad PLUS
With Grad PLUS eliminated, graduate students need reliable private lending. LoanAmerica®'s Graduate & Professional Loan offers up to $100,000 with no origination fees.
Why Graduate Students Need Private Loans Now
The elimination of Grad PLUS creates an immediate need for private graduate loans. Medical students, law students, MBA candidates, and other graduate professionals face gaps of $20,000-$50,000+ per year.
LoanAmerica®'s Graduate & Professional Loan was built specifically for this moment, offering the coverage, clarity, and terms that graduate students need.
What Makes LoanAmerica® Different
• Credential Score Underwriting: We evaluate your program's outcomes (graduation rates, employment, licensing pass rates), not just your credit score.
• No Origination Fees: Unlike Grad PLUS (which charged 4.228%), LoanAmerica® charges zero origination fees.
• Weekly Disbursements: Funds disburse to your school in the next weekly cycle, not the 6 to 8 week industry norm.
• Up to $100,000: Covers even the largest gaps at professional schools.
LoanAmerica® Products for You
Frequently Asked Questions
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Whether you're a school or a student, LoanAmerica® has a financing solution built for you.