Graduate Financing

    Private Student Loans for Graduate Students After Grad PLUS

    With Grad PLUS eliminated, graduate students need reliable private lending. LoanAmerica's Graduate & Professional Loan offers up to $100,000 with no origination fees.

    Why Graduate Students Need Private Loans Now

    The elimination of Grad PLUS creates an immediate need for private graduate loans. Medical students, law students, MBA candidates, and other graduate professionals face gaps of $20,000-$50,000+ per year.

    LoanAmerica's Graduate & Professional Loan was built specifically for this moment, offering the coverage, speed, and terms that graduate students need.

    What Makes LoanAmerica Different

    • Credential Score Underwriting: We evaluate your program's outcomes (graduation rates, employment, licensing pass rates), not just your credit score.

    • No Origination Fees: Unlike Grad PLUS (which charged 4.228%), LoanAmerica charges zero origination fees.

    • 72-Hour Funding: Funds disbursed to your school within 3 business days, not 6-8 weeks.

    • Up to $100,000: Covers even the largest gaps at professional schools.

    LoanAmerica Products for You

    Graduate & Professional Loan

    Up to $100,000

    Replaces eliminated Grad PLUS for graduate and professional students, including living costs during clinical training.

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    GapBridge Tuition Loan

    Up to $35,000

    Covers tuition gaps after federal aid, including required tools and equipment for hands-on programs.

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    Frequently Asked Questions

    Ready to Get Started?

    Whether you're a school or a student, LoanAmerica has a financing solution built for you.