Funding Timeline

    Can You Get a Student Loan Funded in 24 Hours?

    Most private student loans take 2 to 4 weeks to fund. LoanAmerica® issues decisions in 24 to 48 hours and disburses approved funds to schools on a weekly cycle.

    The Funding Timeline

    15 min

    Application Time

    2-4 Weeks

    Typical Industry Funding

    Weekly

    Disbursements to Schools

    A Predictable Timeline Keeps Students Enrolled

    Traditional student loans can take weeks with no clear timeline. LoanAmerica® issues underwriting decisions in 24 to 48 hours and disburses approved funds to institutions on a weekly cycle, so students and financial aid offices know when money arrives.

    Schools partnered with LoanAmerica® can initiate funding requests directly from their financial aid office, which shortens the process further.

    LoanAmerica® Products for You

    Frequently Asked Questions

    Ready to Get Started?

    Whether you're a school or a student, LoanAmerica® has a financing solution built for you.